With a Medicare Advantage plan from Blue Cross Blue Shield of Michigan, you can get comprehensive benefits that cover more than Original Medicare at an affordable price.
Our Medicare Advantage plans work like most health plans you may have had before becoming Medicare eligible. They combine Medicare Part A and Part B and usually Part D prescription drug coverage, too. That means you'll get a complete plan in one convenient bundle.
Our plan options offer you the flexibility to choose how much coverage you'd like and whether you need prescription coverage as well.
PPO plans have more flexibility than HMO plans. You don’t need a primary care physician.
You can see doctors inside or outside your network. But if you stay in your network, you’ll pay less.
When you have an HMO plan, you choose a primary care physician to coordinate your care.
If you want low monthly premiums and copays and you don’t travel much, an HMO plan might be right for you.
HMO-POS works like HMO plans. The main difference is you can usually see doctors outside your network.
If you do a lot of traveling within the U.S., an HMO-POS plan might be right for you.